Ruston real estate and homes for sale in Louisiana - J.E. Eddie Barnes and Team, REALTORS® J.E. Eddie Barnes and Team REALTORS(r) for Ruston, Louisiana real estate - NUMBER1EXPERTS™ J.E. Eddie Barnes and Team NUMBER1EXPERTS(tm) for Ruston, Louisiana real estate

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J.E. Eddie Barnes and Team, REALTORŪ, real estate agents and broker for Ruston Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 318-251-2121.


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Mortgage Prequalification: Ruston Louisiana home buying, real estate listings, and homes for sale in Parish Parish, LA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Ruston Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Making An Offer >Low Offers

You have found the perfect house with everything you wanted--and then some--but the price is more than you want to pay. You decide to go for it anyway, and ask the agent to submit what real estate agents call a "low ball" offer.

Low ball offers sometimes work. If the market is fluctuating and the sellers are anxious, they may just accept it. They may be willing to negotiate if they have listed the house at a higher price than is reasonable. Most sellers are open to offers, but they won't give their house away, especially if the asking price is in line with recent sales of similar homes.

What do you have to lose by making a low offer? If the seller yells and screams, the agent will be the focus of his wrath -- and we don't take it personally. If you really want the house, however, a very low initial offer may irritate the seller to the point that he won't consider a better offer, if you decide to submit one. Design your strategy on the basis of how badly you want the house.

See All Tips In The "Making An Offer" Category >
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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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J.E. Eddie Barnes and Team, REALTORŪ, real estate agents and broker for Ruston Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

J.E. Eddie Barnes and Team
CENTURY 21 J.E. Barnes Realty

600 North Vienna
Ruston, LA. 71270
318-251-2121
800-748-7889
Fax: 318-255-1990
Email: ebarnes@NUMBER1EXPERT.com

J.E. Eddie Barnes has been in the real estate business since 1980 and has owned his own firm since 1985. He has served on many boards and held many offices in the real estate profession. Eddie has extensive training in relocation and property evaluation, and specializes in residential, commercial lots, acreage and property management. He also has the help of five professional, full-time sales associates so that your needs are met during all steps of the real estate transaction. Please do not hesitate to contact him for more information.


CENTURY 21 J.E. Barnes Realty real estate and homes for sale in Ruston Louisiana

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